RV Insurance


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As an independent insurance agency, we are associated with over 50 top rated insurance companies that offer the products that most appropriately meet the needs of our clients. Contact us today for a FREE quote!

Independent Agency

Unlike a captive agency that only represents one company, we are an independent insurance agency allowing you the choice of company, policy, and pricing. Our team is staffed with proven professionals to help guide you through the quoting process. We find the coverages you need at the prices you want. Once you become a client we are committed to providing you with the quality service you expect.

Insurance Policy

Customize Your Coverage

When you insure with us you have choices! Quote over 50 top rated insurance companies and choose the coverages you want and need when insuring your assets.

Recreational Vehicle

Best Price Available

We quote all of our companies to ensure we are finding you the coverage you want at the best price possible. Our team continues this effort by checking rates at each policy renewal!

Recreational Vehicle

Claims Service Team

Our service team is here to help! From start to finish we will guide you through the claims process and keep communications open to service you – our client.

RV Insurance

When it comes to owning a recreational vehicle (RV), it’s important to protect your investment and ensure peace of mind while exploring the great outdoors. Recreational vehicle insurance serves as a vital tool in safeguarding your vehicle from unforeseen circumstances and providing financial protection. Recreational vehicle insurance is a specialized type of coverage designed specifically for RVs or motorhomes. It provides financial protection against potential losses or damages resulting from accidents, theft, natural disasters, or other unforeseen events. Similar to auto insurance, it serves to protect both you and your vehicle against financial burdens due to unexpected incidents.

While recreational vehicle insurance might not be legally mandated in all states or countries, it is highly recommended for protecting your investment. Consider the potential risks involved, such as accidents, theft, or damage, which may lead to significant financial losses. Moreover, RV insurance can also provide liability coverage, protecting you if someone is injured on your RV’s premises. Recreational vehicle insurance covers various aspects depending on the policy and coverage options you choose. Common coverage elements include:

Comprehensive coverage: Protects against damages caused by non-collision incidents such as theft, vandalism, fire, or natural disasters.

Collision coverage: Covers damages resulting from collisions with other vehicles or objects.

Liability coverage: Protects against bodily injury or property damage claims made by others due to an accident involving your RV.

Uninsured/underinsured motorist coverage: Protects if an uninsured or underinsured driver causes an accident.

Personal belongings coverage: Covers personal items within the RV, such as electronics, clothing, or camping gear.

Emergency expenses coverage: Covers costs related to emergencies, such as temporary lodging or transportation, in case your RV becomes uninhabitable due to a covered loss.

Recreational vehicle insurance provides essential protection for your RV, offering peace of mind and financial coverage against unexpected events. Understanding its purpose, coverage options, factors influencing rates, and how to find the right policy for your needs will help you make informed decisions when safeguarding your beloved recreational vehicle.

Insurance Services

At Insurance Group of Minnesota LLC, our policies are tailored to meet the unique needs of each customer. We offer flexible coverage options, competitive rates, and exceptional customer service to ensure that our clients have the peace of mind they need to enjoy their RVs with confidence. Our recreational vehicle insurance products can provide additional insurance coverages including:

    • Liability coverage
    • Collision coverage
    • Comprehensive coverage
    • Uninsured/underinsured motorist coverage
    • Medical payments coverage
    • Emergency expense coverage
    • Towing and roadside assistance coverage
    • Vacation liability coverage
    • Replacement cost coverage
    • Personal belongings coverage
    • Awning replacement coverage
    • Total loss coverage
    • Rental reimbursement coverage
    • RV/travel trailer endorsement
    • Full-timer’s coverage
    • Pet injury coverage
    • And more!

    Learn More

    With countless options and so much jargon to sift through, navigating the world of insurance can be daunting. But fear not! Our team of experts is here to help you learn more about insurance and the multiple companies and products available to you. View our Blog page to read more!