RV Insurance

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As an independent insurance agency, we are associated with over 50 top rated insurance companies that offer the products that most appropriately meet the needs of our clients. Contact us today for a FREE quote!

Independent Agency

Unlike a captive agency that only represents one company, we are an independent insurance agency allowing you the choice of company, policy, and pricing. Our team is staffed with proven professionals to help guide you through the quoting process. We find the coverages you need at the prices you want. Once you become a client we are committed to providing you with the quality service you expect.

RV Insurance

When it comes to owning a recreational vehicle (RV), it’s important to protect your investment and ensure peace of mind while exploring the great outdoors. Recreational vehicle insurance serves as a vital tool in safeguarding your vehicle from unforeseen circumstances and providing financial protection. Recreational vehicle insurance is a specialized type of coverage designed specifically for RVs or motorhomes. It provides financial protection against potential losses or damages resulting from accidents, theft, natural disasters, or other unforeseen events. Similar to auto insurance, it serves to protect both you and your vehicle against financial burdens due to unexpected incidents.

While recreational vehicle insurance might not be legally mandated in all states or countries, it is highly recommended for protecting your investment. Consider the potential risks involved, such as accidents, theft, or damage, which may lead to significant financial losses. Moreover, RV insurance can also provide liability coverage, protecting you if someone is injured on your RV’s premises. Recreational vehicle insurance covers various aspects depending on the policy and coverage options you choose. Common coverage elements include:

Comprehensive coverage: Protects against damages caused by non-collision incidents such as theft, vandalism, fire, or natural disasters.

Collision coverage: Covers damages resulting from collisions with other vehicles or objects.

Liability coverage: Protects against bodily injury or property damage claims made by others due to an accident involving your RV.

Uninsured/underinsured motorist coverage: Protects if an uninsured or underinsured driver causes an accident.

Personal belongings coverage: Covers personal items within the RV, such as electronics, clothing, or camping gear.

Emergency expenses coverage: Covers costs related to emergencies, such as temporary lodging or transportation, in case your RV becomes uninhabitable due to a covered loss.

Recreational vehicle insurance provides essential protection for your RV, offering peace of mind and financial coverage against unexpected events. Understanding its purpose, coverage options, factors influencing rates, and how to find the right policy for your needs will help you make informed decisions when safeguarding your beloved recreational vehicle.

Insurance Services

At Insurance Group of Minnesota LLC, our policies are tailored to meet the unique needs of each customer. We offer flexible coverage options, competitive rates, and exceptional customer service to ensure that our clients have the peace of mind they need to enjoy their RVs with confidence. Our recreational vehicle insurance products can provide additional insurance coverages including: