Mobile Home Insurance
As an independent insurance agency, we are associated with over 50 top rated insurance companies that offer the products that most appropriately meet the needs of our clients. Contact us today for a FREE quote!
Unlike a captive agency that only represents one company, we are an independent insurance agency allowing you the choice of company, policy, and pricing. Our team is staffed with proven professionals to help guide you through the quoting process. We find the coverages you need at the prices you want. Once you become a client we are committed to providing you with the quality service you expect.
Customize Your Coverage
When you insure with us you have choices! Quote over 50 top rated insurance companies and choose the coverages you want and need when insuring your assets.
Best Price Available
We quote all of our companies to ensure we are finding you the coverage you want at the best price possible. Our team continues this effort by checking rates at each policy renewal!
Claims Service Team
Mobile Home Insurance
Mobile home insurance, also commonly referred to as manufactured home insurance, is a specialized type of coverage designed to protect your mobile or manufactured home from potential risks and hazards. Similar to a traditional homeowners insurance policy, mobile home insurance provides financial protection in case of damage or loss occurring to your mobile home due to various events such as fire, theft, natural disasters, and more.
Mobile homes, just like any other dwelling, are exposed to risks that can result in damage or loss. By having mobile home insurance, you can have peace of mind knowing that you have financial protection against potential risks that are outside of your control. Whether it’s protecting your home from fire damage, replacing stolen belongings, or covering liability in case someone gets injured on your property, mobile home insurance helps safeguard your investment. Mobile home insurance provides coverage for various aspects related to your mobile or manufactured home, depending on the policy you choose. The coverage typically includes:
Dwelling coverage: This protects the structure of your mobile home itself in case of damage caused by covered perils, such as fire, storms, vandalism, or accidental damage.
Personal property coverage: Similar to homeowners insurance, this covers your personal belongings within your mobile home, including furniture, electronics, appliances, clothing, and more.
Liability coverage: In the event, someone gets injured on your mobile home property and holds you responsible, liability coverage helps cover legal fees, medical bills, and potential settlements.
Additional living expenses coverage: If your mobile home becomes temporarily uninhabitable due to a covered loss, this coverage can assist with the additional costs of living elsewhere while repairs are being made.
The cost of mobile home insurance varies depending on several factors, including the location of your mobile home, its age, size, type, level of risk exposure, replacement cost, and the coverage limits and deductibles you choose. Additionally, your factors, such as your claims history, credit score, and any security or safety features present, may also impact the cost. Our agency works with multiple insurance providers to obtain quotes and compare coverage options to find the best policy for your needs. Remember, having mobile home insurance is a smart investment that ensures protection and peace of mind, so take the time to find a policy that offers comprehensive coverage for your unique situation.
At Insurance Group of Minnesota LLC, our policies are tailored to meet the unique needs of each customer. We offer flexible coverage options, competitive rates, and exceptional customer service to ensure that our clients have the peace of mind they need to enjoy their homes with confidence. Our mobile home insurance products can provide additional insurance coverages including:
- Dwelling coverage
- Personal property coverage
- Liability coverage
- Additional living expenses coverage
- Loss of use coverage
- Medical payments coverage
- Replacement cost coverage
- Burglary and theft coverage
- Fire and smoke damage coverage
- Windstorm and hail coverage
- Vandalism coverage
- Flood coverage
- Earthquake coverage
- Personal liability coverage
- And more!
With countless options and so much jargon to sift through, navigating the world of insurance can be daunting. But fear not! Our team of experts is here to help you learn more about insurance and the multiple companies and products available to you. View our Blog page to read more!
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