D&O Insurance


Compare Quotes

As an independent insurance agency, we are associated with over 50 top rated insurance companies that offer the products that most appropriately meet the needs of our clients. Contact us today for a FREE quote!

Independent Agency

Unlike a captive agency that only represents one company, we are an independent insurance agency allowing you the choice of company, policy, and pricing. Our team is staffed with proven professionals to help guide you through the quoting process. We find the coverages you need at the prices you want. Once you become a client we are committed to providing you with the quality service you expect.

Insurance Policy

Customize Your Coverage

When you insure with us you have choices! Quote over 50 top rated insurance companies and choose the coverages you want and need when insuring your assets.

Directors And Officers

Best Price Available

We quote all of our companies to ensure we are finding you the coverage you want at the best price possible. Our team continues this effort by checking rates at each policy renewal!

Directors And Officers

Claims Service Team

Our service team is here to help! From start to finish we will guide you through the claims process and keep communications open to service you – our client.

D&O Insurance

Directors and Officers Liability Insurance (D&O Insurance) plays a crucial role in safeguarding organizations and their executives from the risks associated with their decision-making and leadership responsibilities.

Directors and Officers Liability Insurance is a specialized insurance policy designed to protect company directors, officers, and other senior executives from personal financial losses incurred due to alleged wrongful acts committed in the scope of their corporate responsibilities. It provides coverage for defense costs, settlements, and judgments arising from lawsuits and claims filed against them.

D&O Insurance covers the individuals serving as directors and officers of a company, as well as senior managers and executives entrusted with decision-making authority. This includes not only the current directors and officers but also former and prospective ones. In some cases, the policy may also extend coverage to the company itself, known as “Entity Coverage.”

Directors and officers face various risks in their roles, such as allegations of negligence, mismanagement, breach of fiduciary duty, or violation of laws and regulations. D&O Insurance acts as a financial safety net, providing protection against personal liability, as well as shielding the personal assets of the individuals covered. It helps attract and retain talented executives and allows them to make informed decisions without the fear of personal financial ruin.

Directors and Officers Liability Insurance typically covers defense costs (including legal fees and related expenses), settlements, and judgments. It provides coverage for claims related to a wide range of alleged wrongful acts, including but not limited to errors in judgment, breach of duty, employment practices violations, misleading statements, failure to comply with laws, and even cyber liabilities. The coverage can be tailored to the specific needs of the organization and its executives, ensuring comprehensive protection against potential risks.

Directors and Officers Liability Insurance is an essential protection for both company leaders and the organizations they serve. By understanding what D&O Insurance is, who it covers, why it is important, and what it covers, businesses can make informed decisions to mitigate potential financial risks and ensure the continued success of their leaders and the organization as a whole.

Insurance Services

At Insurance Group of Minnesota LLC, our policies are tailored to meet the unique needs of each customer. We offer flexible coverage options, competitive rates, and exceptional customer service to ensure that our clients have the peace of mind they need to insure their business with confidence. Our D&O insurance products can provide additional insurance coverages including:

    • Directors and Officers Liability Coverage
    • Employment Practices Liability Coverage
    • Fiduciary Liability Coverage
    • Entity Coverage
    • Side A Coverage
    • Side B Coverage
    • Side C Coverage
    • Independent Director Coverage
    • Spousal Liability Extension
    • Non-Profit Directors and Officers Coverage
    • Merger and Acquisition Coverage
    • Investigation and Defense Costs Coverage
    • Regulatory Proceedings Coverage
    • Shareholder Derivative Action Coverage
    • Severability Provision
    • Insured v. Insured Exclusion
    • And more!

    Learn More

    With countless options and so much jargon to sift through, navigating the world of insurance can be daunting. But fear not! Our team of experts is here to help you learn more about insurance and the multiple companies and products available to you. View our Blog page to read more!