Crime Insurance


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As an independent insurance agency, we are associated with over 50 top rated insurance companies that offer the products that most appropriately meet the needs of our clients. Contact us today for a FREE quote!

Independent Agency

Unlike a captive agency that only represents one company, we are an independent insurance agency allowing you the choice of company, policy, and pricing. Our team is staffed with proven professionals to help guide you through the quoting process. We find the coverages you need at the prices you want. Once you become a client we are committed to providing you with the quality service you expect.

Insurance Policy

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When you insure with us you have choices! Quote over 50 top rated insurance companies and choose the coverages you want and need when insuring your assets.


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We quote all of our companies to ensure we are finding you the coverage you want at the best price possible. Our team continues this effort by checking rates at each policy renewal!


Claims Service Team

Our service team is here to help! From start to finish we will guide you through the claims process and keep communications open to service you – our client.

Crime Insurance

Crime insurance provides essential protection for businesses against various forms of theft, fraud, and employee dishonesty. As an owner or manager, understanding the fundamentals of crime insurance is crucial in safeguarding your company’s assets. Crime insurance is a specialized form of coverage designed to protect businesses from financial losses resulting from criminal acts. It provides coverage for theft, forgery, embezzlement, fraud, and other dishonest acts committed by employees and third parties. This insurance policy helps businesses recover and minimize the impact of financial losses caused by criminal activities.

Crime insurance typically covers a wide range of criminal activities that can cause financial harm to a business. The coverage may include:

Employee Theft: Provides protection against theft of money, securities, or property by employees.

Forgery or Alteration: Covers losses due to forged checks, counterfeit currency, or fraudulent alterations of financial documents.

Computer Fraud: Protects against losses caused by fraudulent tampering with computer systems, unauthorized data access, or funds transfer manipulation.

Robbery and Burglary: Offers financial reimbursement for losses resulting from theft or property damage due to robbery or burglary.

Extortion: Provides coverage for losses resulting from extortion threats, including ransom demands to prevent harm or damage to the business.

Crime insurance policies work by providing financial compensation to businesses affected by covered criminal acts. When a covered incident occurs, the insured business must report the claim promptly to the insurance company. The insurer will then investigate the claim, gather necessary documentation, and evaluate the validity of the loss. If the claim is valid, the insurer will compensate the insured business based on the policy’s terms and conditions.

Any business, regardless of size or industry, can benefit from crime insurance. However, it is particularly crucial for businesses that handle significant amounts of cash, employ numerous individuals with access to financial assets, or operate in high-risk environments. This includes retail stores, restaurants, financial institutions, healthcare facilities, and professional service providers. By having crime insurance in place, businesses can mitigate the financial impact of potential criminal acts and ensure their long-term stability.

Understanding the intricacies of crime insurance empowers businesses to safeguard their assets and minimize the financial repercussions of criminal activities. By familiarizing yourself with the critical aspects covered in this article, you can confidently choose the right crime insurance policy that aligns with your specific needs. Remember, seeking professional advice when selecting and customizing your policy will ensure comprehensive protection and peace of mind.

Insurance Services

At Insurance Group of Minnesota LLC, our policies are tailored to meet the unique needs of each customer. We offer flexible coverage options, competitive rates, and exceptional customer service to ensure that our clients have the peace of mind they need to insure their business with confidence. Our crime insurance products can provide additional insurance coverages including:

    • Employee dishonesty coverage
    • Forgery or alteration coverage
    • Computer fraud coverage
    • Funds transfer fraud coverage
    • Money and securities coverage
    • Counterfeit currency coverage
    • Extortion coverage
    • Kidnap and ransom coverage
    • Robbery and safe burglary coverage
    • Computer systems fraud coverage
    • Theft and disappearance coverage
    • Credit card fraud coverage
    • Employee theft coverage
    • Business interruption coverage
    • Social engineering coverage
    • Reputation and brand protection coverage
    • Client property coverage
    • And more!

    Learn More

    With countless options and so much jargon to sift through, navigating the world of insurance can be daunting. But fear not! Our team of experts is here to help you learn more about insurance and the multiple companies and products available to you. View our Blog page to read more!