Condo Insurance


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As an independent insurance agency, we are associated with over 50 top rated insurance companies that offer the products that most appropriately meet the needs of our clients. Contact us today for a FREE quote!

Independent Agency

Unlike a captive agency that only represents one company, we are an independent insurance agency allowing you the choice of company, policy, and pricing. Our team is staffed with proven professionals to help guide you through the quoting process. We find the coverages you need at the prices you want. Once you become a client we are committed to providing you with the quality service you expect.

Insurance Policy

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When you insure with us you have choices! Quote over 50 top rated insurance companies and choose the coverages you want and need when insuring your assets.


Best Price Available

We quote all of our companies to ensure we are finding you the coverage you want at the best price possible. Our team continues this effort by checking rates at each policy renewal!


Claims Service Team

Our service team is here to help! From start to finish we will guide you through the claims process and keep communications open to service you – our client.

Condo Insurance

Owning a condo or townhome comes with its own unique set of responsibilities, and one of the most important ones is securing the right insurance coverage. Condo insurance protects your investment and offers you peace of mind in the face of unexpected events.

Condo insurance, also known as HO-6 insurance, is a type of insurance policy specifically designed for condominium owners. Unlike homeowners insurance, which covers the structure of the entire property, condo insurance focuses on protecting the interior of your unit and your personal belongings. It provides coverage for damages caused by disasters, theft, liability claims, and more. In general, condo insurance typically covers four main areas:

Interior coverage: This includes the physical structures within your unit, such as walls, floors, fixtures, and cabinets. It also covers improvements or upgrades you’ve made to the property.

Personal property coverage: This protects your personal belongings, such as furniture, electronics, clothing, and appliances, from covered perils like theft, fire, and vandalism.

Liability coverage: This safeguards you financially in case someone gets injured, or their property is damaged within your unit, for which you may be held responsible.

Loss of use coverage: If your condo becomes uninhabitable due to covered damages, loss of use coverage helps pay for temporary living expenses, such as hotel bills or rental costs.

Loss assessment coverage: This protects you from unexpected costs that may arise from assessments imposed by the condo association (also known as the HOA).

Understanding condo insurance coverages is crucial for protecting your investment and personal belongings. By addressing these condo insurance coverages, our team can provide you with the information needed to make an informed decision. Remember, each condo and its owner’s needs are unique, so it’s essential to evaluate your situation carefully to find the right condo insurance policy for you.

Insurance Services

At Insurance Group of Minnesota LLC, our policies are tailored to meet the unique needs of each customer. We offer flexible coverage options, competitive rates, and exceptional customer service to ensure that our clients have the peace of mind they need to enjoy their condos with confidence. Our condo insurance products can provide additional insurance coverages including:

    • Dwelling Coverage
    • Personal Property Coverage
    • Loss of Use Coverage
    • Personal Liability Coverage
    • Medical Payments Coverage
    • Building Property Coverage
    • Additional Living Expenses Coverage
    • Loss Assessment Coverage
    • Condo Association Master Policy Deductible Coverage
    • Personal Injury Coverage
    • Water Backup Coverage
    • Equipment Breakdown Coverage
    • Identity Theft Coverage
    • Valuable Items Coverage
    • Umbrella Liability Coverage
    • Home Business Coverage
    • And more!

    Learn More

    With countless options and so much jargon to sift through, navigating the world of insurance can be daunting. But fear not! Our team of experts is here to help you learn more about insurance and the multiple companies and products available to you. View our Blog page to read more!