Home Insurance

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As an independent insurance agency, we are associated with over 50 top rated insurance companies that offer the products that most appropriately meet the needs of our clients. Shop and compare quotes online right now for FREE using our Online Quote Tool!

Independent Agency

Unlike a captive agency that only represents one company, we are an independent insurance agency allowing you the choice of company, policy, and pricing. Our team is staffed with proven professionals to help guide you through the quoting process. We find the coverages you need at the prices you want. Once you become a client we are committed to providing you with the quality service you expect. 

Insurance Products

At Insurance Group of Minnesota LLC, we are an independent insurance agency staffed with proven professionals who are committed to providing you with the quality service you expect. We have the freedom to find the best possible value and coverage designed especially for you from among the many quality companies we represent.

Homeowners Insurance
Homeowners’ insurance covers losses due to property damage that occurs as the result of specific accidents or events like fire or theft. It also provides important liability coverage to protect your assets in case someone files a claim or lawsuit after being injured while on your property. The type and amount of coverage you need will vary based on lots of factors. Our agents can help you determine the coverage options that are best for your needs. And we can also help you get additional coverage for valuable items like antiques, artwork, jewelry or firearms that aren’t covered under a standard policy, as well as affordable umbrella insurance to add an extra layer of liability for protection against major claims that exceed your standard policy’s coverage limits.

Condo/Townhome Insurance
The type and amount of coverage you need will vary based on lots of factors. Our agents can help you determine the coverage options that are best for your needs. And we can also help you get additional coverage for valuable items like antiques, artwork, jewelry or firearms that aren’t covered under a standard policy, as well as affordable umbrella insurance to add an extra layer of liability for protection against major claims that exceed your standard policy’s coverage limits.

Renters’ Insurance
Don’t think that just because you don’t own a home, you don’t need insurance. You still have possessions and valuables that need to be protected against loss. At Insurance Group of Minnesota LLC, we help renters understand their insurance options so they can get the right type of protection to make sure their possessions are properly protected. Many renters make the mistake of thinking their possessions will be covered under their landlord’s policy. But actually, your landlord’s insurance is for his or her protection, not yours. To protect your possessions and to protect yourself against certain liability risks, you need your own insurance. At Insurance Group of Minnesota LLC, we’ve helped renters just like you get the best coverage for their needs.

Rental Property Insurance (Dwelling Fire)
At Insurance Group of Minnesota LLC, we also help property owners cover their rentals. Whether you own a home, condo, or multi-family property we can help secure coverage for the dwelling or structure of your property, contents of the property belonging to you (the landlord), liability coverage and loss of rental income. Rental property insurance is an important safeguard against the financial risk associated with tenants living on your property.

Seasonal/Cabin Insurance
Just like your Homeowner’s insurance we can help cover your second home, cabin, or seasonal home all year long.  A nice benefit with us is that we don’t need to insure your primary home to cover your seasonal or secondary residence. You can choose a package that fits your seasonal home or vacation property or create your own customized policy. You choose what fits with your needs. Because we are an independent insurance agency with many insurance carriers and giving you options is what we do best!

Mobile/Manufactured Homeowners Insurance
Mobile Home insurance is a specialty of ours considering we work with the #1 Mobile Home Insurance Carrier in the Nation along with several other carriers that offer comprehensive coverage for your insurance needs. We insure mobile homes, manufactured homes, park models, modular homes, rental mobile homes and commercial mobile homes.

Vacant Homeowners Insurance
Vacant & Unoccupied Home insurance is a unique coverage that may only be needed for a short amount of time and sometimes years. No matter the situation or type of vacant home we have multiple companies that specialize in Vacant & Unoccupied Home Insurance offering you the essentials you need. We offer great vacant home coverage, pro-rated cancellation, vandalism and malicious coverage and more.

Builder’s Risk Insurance
Building a new home? We have you covered. Remodeling your existing home? We have you covered there too. Builders risk insurance is designed to protect construction sites from loss and damage. While exact coverages and limitations vary between companies, comprehensive builders risk policies may offer coverage for theft and vandalism, as well as additional coverages including (but not limited to) soft costs, flood, windstorm, earthquake, ordinance and law, and business income and extra expense.

Insurance Services

With a wide range of additional coverages to choose from, we can customize a policy that suits your specific needs and budget. Whether you’re looking for protection against natural disasters, theft, or liability, we’ve got you covered.