(763) 233-6405 info@insurancegroupmn.com

Business INSURANCE

Finding the right insurance at the best price is easy with Insurance Group of Minnesota LLC!

Business Insurance is our specialty at Insurance Group of Minnesota LLC considering we can cover virtually any business in Minnesota. Whether you are starting a new business, have prior claims, or operate a unique “high-risk” business we will find you affordable coverage. With over 40 Insurance companies to quote from we have the flexibility to offer you the insurance products you need at the best price. No need to shop around and give out the same information over, and over, and over… we do the shopping for you! Additionally, when we quote all of our companies they are competing against each other for your business which allows us to find you the best price out there. Call (763) 233-6405 or email us today for a free quote.  

At Insurance Group of Minnesota LLC we offer a wide range of business insurance products including:

Commercial Auto

The vehicles you use for your business need protection just like your personal vehicles do, but under a commercial policy, the business insurance coverage types and limits will vary based on the type of business you own. We can help cover any type of business from food delivery to large trucking companies.

Commercial Property

From the building you use, furnishings, and equipment it houses – even your inventory – you need insurance to avoid losses that could result in significant financial hardship to your business.

General Liability

Protecting your business from claims of bodily injury or property damage is what general liability insurance is all about. And, it also provides important protection against claims of libel, slander and copyright infringement

Professional Liability (E&O)

Professional liability insurance, also known as Errors and Omissions (E&O), can protect you from costly claims of negligence made by your clients. We help cover all types of Professionals including Doctors, Nurses, Lawyers, Real Estate Agents, Dentists, Advertising Agencies, and many more.

Workers’ Compensation

Workers’ compensation coverage is required under most states’ laws, including Minnesota. This important coverage pays for the cost of medical care related to your workers’ injuries that occur on the job. We can also help those who don’t have employees or have never had Workers’ Compensation insurance before.

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Business Owners’ Policy

While many businesses will benefit from choosing individual policy components, some business owners – especially those who own small business – will benefit most from a BOP. A comprehensive package that includes important coverages like General Liability, Property, Business Interuption, and more. 

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Surety Bonds

A surety bond is a contract between three parties—the principal (you), the surety (us) and the obligee (the entity requiring the bond)—in which the surety financially guarantees to an obligee that the principal will act in accordance with the terms established by the bond.

Cyber Liability

Cyber insurance generally covers your business’ liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver’s license numbers and health records.

Specialty Lines

We offer additional coverages such as Directors & Officers Liability, Employment Practices Liability, Terrorism Coverage, Excess Liability, Commercial Liability Umbrella, Liquor Liability, Business Interruption, and much more.

57%

of general liability
claims are from
slip and fall accidents

80%

of umbrella losses
are auto
related

59%

of businesses do not
have business interuption
or loss of profits
insurance