(763) 233-6405 info@insurancegroupmn.com


We are your one-stop Auto Insurance shop with over 40 insurance companies to choose from!

Our cars are basically an extension of ourselves. We use it everyday. We rely on it on just about everything that happens in our lives. From bringing our newborn children home from the hospital to driving ourselves to our first job interview to picking up our kids or going shopping or simply to just to go away and space out from the monotony of daily life. Yes, we rely on our cars and it is a big part of our lives since we spend so much time on the road every single day.  This is the reason why we need a reliable auto insurance policy to protect us from the unforeseen. Accidents, collisions, auto breakdowns, theft, vandalism, fire, flooding, and hail damage are just some situations we never want to be in especially if we do not have a reliable auto insurance coverage to back us up. What sets Insurance Group of Minnesota LLC apart from other car insurance companies is we take the extra step to care of you. We know what you need and can give you some good recommendations on the car insurance policy that can provide the best protection not just for you or your car but most importantly for your family.  Let us provide you with quick online  free car insurance quotes to get you started on your way to full personal liability protection.

At Insurance Group of Minnesota LLC you are getting the right Auto Insurance Policy to:

Protect You and Others

Your Insurance auto insurance coverage can help protect you, your family, the passengers in your vehicle and other drivers. In the event that an auto accident does occur, you want to be in a situation that you feel comfortable in and that means having the right liability limits to take care of any bodily injury expenses or property damage that may arise. Minnesota requires LOW liability limits to be ‘Road Legal’ but is that enough to protect you and your family’s assets and future income? Contact us today or get a quote online to begin protecting yourself and your family immediately.

Save you from Massive Costs Later

When you request an auto insurance quote online from reputable auto insurance companies like Insurance Group of Minnesota LLC, you are in essence protecting yourself and your family from massive expenses. By putting in a small investment now for your own protection, you will be able to avoid costly payments in the future should something happen.  

No-Fault Insurance – Personal Injury Protection

Maybe you have heard that Minnesota is a NO-FAULT State but what does that mean? Personal Injury Protection, also known as PIP, is a mandatory coverage built into your Minnesota auto insurance policy. PIP covers your injuries and the loss of income you sustain regardless of who was at fault because an auto accident. PIP coverage starts before any other insurance coverages (including your Health Insurance). PIP Stacking is an optional coverage that increases the amount of PIP coverage you receive based on the number of vehicles on your auto insurance policy. 

Vehicle Coverages

Collision Coverage

Collision coverage helps pay for damage to your vehicle in the event of a collision regardless if it is with another vehicle or a stationary object. For instance, backing into a wall and damaging your rear bumper or accidentally rear-ending another vehicle. With Collision coverage, the physical damage your vehicle sustains is still covered even if you’re at-fault. Insurance will cover the physical damage to your vehicle minus your deductible. Choose higher deductibles to save money on your auto insurance.

Other-Than-Collision Coverage (Comprehensive)

Collision coverage doesn’t cover damage due to the “unexpected” but other-than-collision coverage, also known as comprehensive coverage, does. This can pay for non-collision damage to your vehicle from natural disasters, animal hits, vandalism and theft (minus your deductible). A good example is parking your vehicle under a tree during a snowstorm and because of the heavy snow a tree branch falls and damages your hood. Comprehensive coverage can also include Full Glass Coverage at your request. That’s NO money out of your pocket to replace your damaged windshield due to a covered claim.

Rental Car Reimbursement Coverage 

Add Rental Car Reimbursement Coverage to your auto insurance policy to cover the cost of a rental car while your vehicle is being repaired due to a covered claim. Insurance carriers typically require that you carry Collision and Comprehensive coverage to elect Rental Car Reimbursement coverage. Contact us to learn more!

Roadside Assistance Coverage

If you get this cover it can compensate for the cost of towing and labor costs associated with getting your car running in the event it breaks down on the road. If your car battery dies while you are on the road, the coverage can take care of the expense for getting your car jumpstarted. Ask any of our agent reps to know more about this.

Vehicle Liability Insurance Coverages

Bodily Injury Liability Coverage

Bodily Injury Liability is protection against personal financial loss and can assist in paying the legal expenses in the scenario that you are the cause of an auto collision that results to injury with another person. 

Property Damage Liability Coverage

Property Damage Liability can compensate for the damage done by your vehicle to other people’s property.  For instance, your auto veers off the road and damages the porch of your neighbor. You will find that your Property Damage Liability coverage can help compensate for the repair or replacement of such property. The same goes if your property or vehicle are damaged by another driver; their Property Damage Liability insurance would help cover the cost of repair or replacement. If your vehicle is damaged by an uninsured driver there would be NO coverage unless you elected Collision coverage on your own policy.

Uninsured-Underinsured Motorist Bodily Injury Coverage

Your auto insurance policy covers your injuries as well. Uninsured and Underinsured Bodily Injury can help cover the expenses for you and your passengers in the event you are hit by a driver that is uninsured or underinsured – meaning the other driver doesn’t carry enough Bodily Injury Liability coverage to cover your injuries. As mentioned before, Minnesota is a NO-FAULT State and if you’re involved in an accident your PIP Coverage kicks in to help cover your injuries before any other insurance coverage(s).

Contact us today to discuss your auto insurance to ensure you and your family are covered correctly. Carrying high enough liability limits on your own auto insurance policy could help avoid involving your own health insurance for coverage all together!